Budgeting 101

Budgeting 101

Are you constantly stressed over money? Are you suffering from annoying backaches from tensing every time you look at your bank statement or open a credit card bill? Or do you just want to know how to more effectively handle your finances? Are you yelling, “Yes! Tell me more! Tell me more!”? Well, read on my curious friends.

Something I am particularly passionate about is personal finances. It’s not so much about making more money for me (not that I wouldn’t want to make more. I’m no liar!), but managing the money I have wisely, and in the most efficient way possible. Most people say you shouldn’t let money be the focus of your life, and they would be right, but they also sometimes use that phrase as an excuse to ignore managing their finances properly. When you ignore your finances, guess what! It doesn’t just become something you focus on, it consumes your mind, whether it be trying to figure out how to get out of the mountain of debt you are in, or how you are going to pay your bills. Money is an issue when you are consumed with making more, and acquiring bigger and better stuff (stuff=blah boppity poo!), not when you are trying to responsibly manage what you have been given.

Soooo…I’m going to be doing a “Budgeting 101” series, but a better term would probably be “Budgeting Boot Camp”, because I’m going to be getting your hineys in financial gear! The goal for this is so you don’t have to think about money, so you can be free from it’s grips, and stand tall on top of a mountain with your hands on your hips and your hair flowing in the wind (if you don’t have hair, then get a wig). Below you will find a lineup of the posts I will be doing starting MONDAY. Yay! If you would like to be notified when they are released, then you can subscribe to my blog via email located to the right.

Week One: Creating Financial Goals

Week Two: A Guide to Creating & Sticking to a Budget

Week Three: Money, Ways to Make More & Ways to Save More

Week Four: How to Overcome Debt & Create a Savings

Week Five: Fun & 21 Thrifty Ways to Have It

I would also recommend that you start reading Total Money Makeover by Dave Ramsey. This book is awesome, and I incorporate a lot of its teachings throughout my series. Dave Ramsey, along with my lovely parents, taught me how to manage money like a beast, and my hope is to pass this knowledge on to you!

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